American Express EveryDay Preferred Credit Card review: Full details

DGIX

February 7, 2025

Amex EveryDay Preferred Card overview

The Amex EveryDay® Preferred Credit Card from American Express remains a solid card that earns valuable Membership Rewards points. Though the card is no longer open to new applicants, those who hold it can earn bonus rewards on every dollar spent at U.S. supermarket purchases (up to $6,000 a year; then 1 point per dollar) and at U.S. gas stations. Card Rating*: ⭐⭐⭐

**Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.*

This $95 Amex card no longer accepts new applicants; however, it’s worth keeping around to earn Membership Rewards points across common bonus categories for a lower annual fee than other Amex options.

The information for the Amex EveryDay Preferred Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Amex EveryDay Preferred pros and cons

Pros	Cons
Solid earning rates 50% extra points on purchases if you use the card 30 or more times in a billing period (terms apply) Access to American Express’s transfer partners	$95 annual fee Not many premium benefits Not open to new applicants

Amex EveryDay Preferred welcome offer

Because the EveryDay Preferred Card is no longer available to new applicants, there is no longer any welcome bonus associated with this product.

However, if you’re in the market for a card that earns Membership Rewards points, specifically on grocery purchases, you may be interested in the American Express® Gold Card. For a higher $325 annual fee (see rates and fees), you can earn 4 points per dollar spent on up to $25,000 in purchases at U.S. supermarkets per calendar year.

With the Amex Gold‘s welcome offer, you’ll earn 60,000 points after spending $6,000 in eligible purchases with your card in the first six months of card membership. TPG’s February 2025 valuations peg Membership Rewards points at 2 cents a piece, making this welcome offer worth $1,200.

Amex EveryDay Preferred benefits

As its name suggests, this is an everyday credit card, and its benefits reflect that — you’ll get access to Amex’s standard suite of card protections and not much else.

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You won’t get any premium travel perks, such as airport lounge access, although you will be covered by travel protections such as secondary car rental insurance* if things go off plan during your trip.

Generally, though, this card’s one standout benefit is its ability to earn extra points after making a certain number of transactions.

Enrollment is required for select benefits; terms apply.

*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.

Earning points on the Amex EveryDay Preferred

Where the Amex EveryDay Preferred shines the most is its category spending bonuses. You can earn 3 points per dollar spent at U.S. supermarkets (up to $6,000 in purchases per year; then 1 point per dollar after that), 2 points per dollar spent at U.S. gas stations and 1 point per dollar on all other purchases.

If you use the card to make 30 or more purchases in a billing period, you’ll get 50% extra points on all those purchases (less returns and credits). Terms apply.

So if you can hit that threshold, your earning rates will essentially jump to 4.5 points per dollar (9% return)* on U.S. supermarket purchases (up to $6,000 in spending per year), 3 points per dollar (6% return)* on U.S. gas station purchases and 1.5 points per dollar (3% return)* on everything else, which is terrific.

Very few cards on the market can match that earning rate for U.S. supermarket purchases — although keep in mind you will have to meet the minimum purchase requirement each billing period.

*Earning rates based on TPG’s February 2025 valuations.

Redeeming points on the Amex EveryDay Preferred

Your Amex points can be used toward cash back, Amazon purchases, Uber rides, gift cards and more.

However, we don’t recommend any of these redemption methods. You’ll generally get the most value from your Amex points by transferring them to a travel partner (see below).

Transferring points on the Amex EveryDay Preferred

The Membership Rewards points you earn with this card can be transferred to its airline and hotel partners, including Air Canada Aeroplan, Avianca LifeMiles, British Airways Executive Club, Delta SkyMiles and Marriott Bonvoy.

The airline partners include at least one useful option in each major airline alliance — SkyTeam, Star Alliance and Oneworld — so you could be like TPG credit cards editor Emily Thompson and book a flight on almost any airline using points.

For instance, if you’d like to fly American Airlines business class to Europe, you could transfer points to Etihad Guest and book for 50,000 points each way. Amex also frequently runs transfer bonuses, so you could potentially get even more value from your points.

Which cards compete with the Amex EveryDay Preferred?

There’s no shortage of credit cards on the market with annual fees of $100 or less. If you don’t already hold the Amex EveryDay Preferred, you’ll have to consider one of its competitors.

If you prefer Citi: Get the Citi Strata Premier℠ Card (see rates and fees). For a $95 annual fee, you’ll earn Citi ThankYou points across similar categories to the Amex EveryDay Preferred. You’ll earn 10 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com, 3 points per dollar spent on air travel, other hotel purchases, restaurants, supermarkets, gas and electric vehicle charging and 1 point per dollar spent on all other purchases. To learn more, read our full review of the Citi Strata Premier.
If you prefer Chase: Go for the Chase Sapphire Preferred® Card. It earns 2 points per dollar spent on all travel not booked through Chase Travel℠ and 3 points per dollar spent on dining (including eligible delivery and takeout); both of those categories are very loosely defined. The Sapphire Preferred also provides more benefits to justify its $95 annual fee. To learn more, read our full review of the Chase Sapphire Preferred.
If you prefer cash back: Look into the Blue Cash Preferred® Card from American Express. You’ll earn 6% cash back on groceries at U.S. supermarkets (up to $6,000 per year, then 1% thereafter), 6% back on select U.S. streaming services, 3% back at U.S. gas stations, 3% back on transit and 1% back on everything else. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. To learn more, read our full review of the Blue Cash Preferred.